Injury claim guide

Fracture and broken bone claims

Fractures from a motor vehicle accident often require surgery, physiotherapy, time off work, and can leave lasting weakness or arthritis. Your claim should reflect every cost — past and future.

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Common symptoms and impacts

If you've experienced any of the following after a motor vehicle accident, you may have a claim:

Severe pain at injury site
Visible deformity or swelling
Inability to bear weight or use limb
Bruising and tenderness
Reduced range of motion
Surgical scars and hardware (plates, pins)
Long-term arthritis or weakness
Chronic pain syndromes

Symptoms can take days or weeks to appear. Get a medical assessment as soon as possible — both for your health and for your claim.

What your claim could cover

Medical and rehabilitation costs (past + future)
Lost income — past wages and reduced earning capacity
Pain and suffering / non-economic loss
Care and domestic assistance
Permanent impairment lump sum (where eligible)
Common-law damages where state thresholds are met

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Why these claims get under-paid — and how we fight back

Insurers tend to focus on immediate medical costs and ignore long-term implications: residual weakness, future surgery to remove hardware, increased risk of arthritis, and the impact on physically demanding occupations. We document all of it.

How these injuries happen

High-energy impacts, motorcycle and cyclist incidents, pedestrian accidents, side-impact crashes. Pelvic and rib fractures are particularly common in driver/passenger incidents.

Frequently asked questions

How long do I have to make a claim?

Time limits vary by state. Most CTP schemes require notification within a few months of the accident, with longer periods for formal lodgement. Common-law claims have separate limitation periods (usually three years).

What if I was partly at fault?

In most Australian states, you can still claim even if you contributed to the accident. Your compensation may be reduced by your share of fault, but it's not eliminated.

Do I need to go to court?

The vast majority of motor vehicle accident claims settle without ever going to court. Where the insurer won't make a fair offer, we're prepared to litigate.

How much does it cost?

Nothing upfront. We work on a no-win, no-fee basis. If we don't recover compensation, you don't pay our legal fees.

Get the compensation you deserve.

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