Injury claim guide

Psychological injury & PTSD claims

Psychological injuries after a motor vehicle accident are real, recognised, and compensable. PTSD, anxiety, depression and adjustment disorder can be just as disabling as physical injuries.

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Common symptoms and impacts

If you've experienced any of the following after a motor vehicle accident, you may have a claim:

Flashbacks and intrusive memories
Anxiety while driving or as a passenger
Depression and low mood
Sleep disturbance and nightmares
Hypervigilance
Avoidance of vehicles or roads
Panic attacks
Loss of confidence and isolation

Symptoms can take days or weeks to appear. Get a medical assessment as soon as possible — both for your health and for your claim.

What your claim could cover

Medical and rehabilitation costs (past + future)
Lost income — past wages and reduced earning capacity
Pain and suffering / non-economic loss
Care and domestic assistance
Permanent impairment lump sum (where eligible)
Common-law damages where state thresholds are met

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Why these claims get under-paid — and how we fight back

Psychological injury claims face stigma and skepticism — but Australian compensation schemes recognise them when supported by proper psychiatric or psychological evidence. We work with specialist clinicians who know how to document MVA-related psychological injury for compensation purposes.

How these injuries happen

Witnessing or experiencing a serious accident, surviving a fatal accident, ongoing physical pain, loss of independence, fear of returning to driving. Often co-occurs with physical injury.

Frequently asked questions

How long do I have to make a claim?

Time limits vary by state. Most CTP schemes require notification within a few months of the accident, with longer periods for formal lodgement. Common-law claims have separate limitation periods (usually three years).

What if I was partly at fault?

In most Australian states, you can still claim even if you contributed to the accident. Your compensation may be reduced by your share of fault, but it's not eliminated.

Do I need to go to court?

The vast majority of motor vehicle accident claims settle without ever going to court. Where the insurer won't make a fair offer, we're prepared to litigate.

How much does it cost?

Nothing upfront. We work on a no-win, no-fee basis. If we don't recover compensation, you don't pay our legal fees.

Get the compensation you deserve.

Free, confidential eligibility check. No win, no fee. Could change your future.

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